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Macy’s Credit Card Login, activation and payment

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Macy's Credit Card Logo

Macy's Credit Card Login

Macy’s Login portal gives an easy way to apply for a credit card and pay if you already have a card and looking to make payment for it. Macy’s is a well-known and widespread store chain in the United States they have expanded to an online shopping portal and is a one-stop destination for clothing, footwear, watches, furniture, and mattress shoppers.

To help their customers with financing purchases, Macy’s has introduced two credit cards – Macy’s American Express card and Macy’s store card. Both cards provide almost the same benefits but are a bit different from each other. Macy’s store card can only be used in-store and with every purchase, you will rack up Plenti points [updated to Star rewards] that you can later redeem. With Macy’s American Express card, you can use it anywhere, you will get star rewards and passes which add points when you use the card at restaurants, dollar stores, gas stations, grocery stores, and other purchases.

There are many ways you can make Macy’s Credit card payments. Be it online, by mail, in-store, or by phone. All are very easy to use and we will explain them on this page. If you have any questions then you can definitely ask us in the comment section, and we will try to answer them.

Macy’s Store Credit Card and American Express credit card

If you regularly make hefty shopping from Macy’s Store, then you should definitely get a Store credit card. There is a different level of Star rewards – Silver Level, Gold, and Platinum Level. There is a basic bronze level too but there are only a few perks and nothing much to rejoice and it is mostly for people who scarcely shop at the store. If you are a regular customer then you should definitely go for the rewards program. People who spend up to $500 can go for the Silver level, people who have yearly shopping from $500 to 1199 can opt for Gold, and upward of that will qualify for the Platinum level. You can check out the rewards provided by each level below. Is more you shop the more you get a kind of system.

The best part here is that you can own both Macy’s store card and an American Express card. You can get a savings of $100 when you apply for both. You can use the store card in-store and earn star rewards, and when you are anywhere else, you can use the American Express card, which will earn 3% rewards on restaurants, 2% on gas stations and supermarkets, and 1% at other shops. So it is a good add-on card to have.

Macy’s Card Fees/ Charges/ Rates

  • No Annual Fees
  • Balance transfers and cash advances are not the application
  • Purchase APR is a 27.49% variable as per the prime rate
  • A late fee or returned payment fee of up to $39

Macy’s Credit card qualification requirements:

  • Applicant must be a US citizen
  • Valid Government-issued photo ID, SSN, and email address
  • Age must be 18+ years


Macy’s Credit card application:

If you are a customer who is looking to get a credit card then it is easy to apply for it online and get it approved within 7 days. Below we have explained the procedure.

Step 1: You will need a PC, Laptop, or Mac to proceed with the application procedure. Open a browser and visit Macy’s card service website. You can use Chrome or Internet Explorer, on Mac you can go ahead with Safari. You can directly visit the site using this link.

Step 2: In the middle of that page you will find an option to apply for a credit card. Click on “Apply Now”.

Step 3: You will be taken to the application page where you will need to provide personal information like your name, email address, postal address, telephone number, some financial information, SSN, and date of birth.

Step 4: Just below that, you will find the Terms and Conditions section which you can go through, and then check the agreement box and click “Submit Application”.

Step 5: Your application will be submitted and it will take up to 7 days to verify and approve. You will get your card within 10 working days.

Macy’s Credit card Activation:

In case, if you have already got your credit card and looking forward to activating it then it is easy, just follow these instructions:

Step 1: Follow step 1 given in the application section.

Step 2: Just below the Apply Now button, you will find another section to activate your credit card. Click on the “Activate Card” button.

Step 3: You will be taken to the activation page, where you can provide the card number, Name, and SSN, and Click on the Verify button to activate your card.

Macy’s Credit Card Login [ Macy’s American Express login ]

Step 1-Customers need to visit the login homepage [mymacyscard login] of Macy’s and then look for the login section on the right corner of the screen.

Macys Credit Card signin

Step 2-Enter the username and password for your account and then click the “SIGN IN” button.

Macy's Credit Card Payment

Forgot Password

Step 1-Could not recall your password? Don’t worry go to the sign-in page of Macy’s and then look for the link that reads “forgot password?”

Macys Credit Card Forgot Password

Step 2-Enter your email address and then check the box to confirm you are not a robot and then finally click the “Continue” button. Once your account is validated you will receive a mail. Click on the URL in the mail and then reset your password.

Macys Credit Card Forgot Password 2

How to check Macy’s Credit Card Balance

Once logged in as per the procedure explained above use your email address and password. Select the “Credit Summary” link under “Macy’s Credit Card.”

How to Enroll

Step 1-Click here on the Link to go to the enrollment section of Macy’s.

Step 2-Enter following details in the respective spaces to proceed with the sign-up procedure:

  • First and Last Name
  • Email Address
  • Choose a Password
  • Date of Birth


Macy's Credit Card Sign Up
Step 3– Check the boxes below if you wish to receive emails regarding sales, new arrivals events, and wish to receive text alerts from Macy’s. Finally, click on “Create Account” and you are ready to access your account.
Macy's Credit Card Sign Up2

Macy’s Credit card payment:

Macy’s provides 4 options to pay for your credit card monthly statements, you can pay online, by phone, via mail, or in-store.

Macy’s credit card payment Online: Macy’s payment center

The online payment process is very easy, just follow the instructions to login into the portal as explained above. Once logged in find the monthly statement section and select the payment option to make the payment. You can also set up automatic payment and Macy’s will debit your account monthly with your outstanding bill.

Macy’s card payment via phone:

How To Pay Your Macy’s Credit Card bill by Phone

  • Call Automated Macy’s customer service at 888-257-6757.
  • Choose the option to make payment by selecting one of the explained options

Enter the amount of your Payment, your bank account number, and the bank routing number to complete the payment

Macy’s credit payment via mail:

You can send your paychecks to the following address, do not forget to mention your credit card number or account number on the backside of the check.

Macy’s Card

PO Box 78008

Phoenix, AZ 85062-8008


PO Box 9001094

Louisville, KY 40290-1094


PO Box 9001108

Louisville, KY 40290-1108


Macy’s Overnight Delivery/Express Payments

Macy’s Card and Macy’s American Express Card

6716 Grade Lane

Bldg. 9, Suite 910

Louisville, KY 40213


Macy’s card payment in-store:

Easily make payment for your credit card bill at Macy’s store cash register, you can use a debit card, cash, or money order to make the payment.

Macy’s credit card customer service phone number:

1-888-BUY-MACY (1-888-289-6229)