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Mercury Credit Card Login, Bill Payment, Customer Service

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You can easily log in or activate your Mercury card at Mercury MasterCard was launched last year when TSYS signed an agreement with CreditShop LLC to add in an extra product to their existing Personal loan facility.   TSYS is providing fraud and risk management with its MasterCard credit card. It is one of the most attractive credit cards and you will need a preapproved offer to join this program and receive the credit card. On this page, we will guide you through the Mercury credit card login, application, and registration process.

Mercury Credit card

Mercury Credit card is for those people who want it all simple and easy. It’s a MasterCard that is very easy to activate and track online using the Mercury credit card login portal []. The company has gone further and provided you with a $0 fraud liability that will give you peace of mind if in an unfortunate case your credit card gets misplaced or stolen. Mercury credit card is only offered to selected customers and a reservation code is sent to them via mail. If you do not have an invitational code then you will not be able to apply for this card. If you have lost your reservation code then the website provides an easy way to recover it. Once you fill-up the reservation/application form then it takes 4-5 days to get the information verified and approved. You will then receive your credit card within 7 business days. Recently, all Barclaycard credit card owners have been migrated to the Mercury credit card program. If you are an existing Barclaycard owner then you can create an account on the Mercury card portal. They have already sent conversion instructions to more than 500000 MasterCard owners who will be introduced to the new Mercury card.

Benefits of Mercury MasterCard

Mercury card is issued by First Bank and Trusts of Brookings, South Dakota. They mostly target people with a FICO score ranging from 575 to 675. So any person with a poor to fair score can participate in this program and get a Credit card. It comes with many benefits which are listed below:

  • The preapproved system makes it easier to apply for and receives a card within 10 days. Which is hassle-free for people who have poor FICO scores.
  • APR ranges from 21.40% to 31.40% and will vary based on the market on the Prime rates. The same is the APR for Balance transfers from other credit cards.
  • APR for the cash advance is 23.40% to 33.40%
  • There are no annual fees
  • There is a penalty of $38 on late payment or returned payment which is minimal
  • $0 fraud accountability – if you lose your card or it gets stolen then you get complete cover from fraudulent transactions. Just report the incident to customer support as soon you notice the missing card.


Mercury Credit Card application

If you have received the reservation code and invitation to apply for a Mercury credit card then here is the procedure to go ahead with the application:

Step 1: Keep the invitation code handy and open a compatible browser on a PC. You can use opera or chrome on the Windows system or Safari on Mac.

Step 2: Open on the browser, and click on the “My application” button on the top right of the header of the website. You will get the option to “continue application” and “reservation code”. Select the 2nd option.

Step 3: You will be taken to the Pre-approved offer application page. Where you will need to provide the Reservation code and email address. Then click get started.

Step 4: It will verify your reservation code and then you will be taken to the next page where you will be asked for some personal and financial details to go ahead with the application. Keep following and your application will be processed.

Mercury card lost reservation code

If you received the pre-approved offer but misplaced the letter then you can recover it on the mercury card website. Follow steps 1-2-3 as explained above. Just below the box where you are asked to enter the invitation code. You will find a link with the text “Lost your reservation code?” Click on it.

Mercury Credit Card Login


You will be taken to a page where you can provide your last name, last 4 digits of SSN, and Zipcode to verify your identity and recover the invitation code.

Mercury credit card login

For people who are looking to find their credit card details or make payment then you will need to login into the Mercury Card sign-in portal. Below is the detailed guide to login into the website:

Step 1: People who have signed up online and have a username and password to authenticate the login will be able to log in to the website. If you have not yet signed up then go ahead with the signup procedure mentioned on this page.

Step 2: Get ready with a PC, Laptop, Tablet, or any other internet device with a compatible browser to access the website. Open

Step 3: Once the page renders you will see the Login widget on the right side of the page. Go ahead with providing a username and password to log in.

Register for Mercury credit card online access

Are you a new customer and unable to log in to, then you will need to register for Online Access. It is very easy to complete the registration process. You will need a credit card and an internet-connected device to access the registration portal.

Step 1: Open, on a browser. You will find the login tab on the right side.

Step 2: Just below the “sign-in” button, you will find a link to “register for online access”. Click on that link to go ahead.

Step 3: On the next page, you will need to provide your credit card number, the 4 digits of your SSN, the month, and the year of birth to verify your identity.

Step 4: Click Proceed, and set up a login username and password for yourself.


 Mercury Credit card bill payment:

You can easily make payment via, just open the website and log in as discussed in the above section. You can then go to the “view statement” section where you can check your monthly balance and make the payment.

Mercury card Payment by Mail

You can mail your checks at the address mentioned below, just include your full name and the last 4 digits of your card number.
Card Services, PO Box 70168, Philadelphia, PA 19176-0168

Credit card Payment by Phone

It is easy to make payment via phone, you just need to call 866-686-2158. There is an automated system that is available 24/7 to help you.

Mercury Credit card phone number: customer service

(844) 303-5355